FINVESTMENTS

🔷 Why This Is the Best Time to Lock Into Fixed Income Investments in India The Reserve Bank of India (RBI) recently surprised markets with a bold 50 basis point cut in the repo rate , bringing it down to 5.50% . This move signals the beginning of a new interest rate cycle—one that is headed downward . For investors, this shift presents a narrow but highly favorable window to lock in high returns through Fixed Deposits (FDs), Bonds, Debt Mutual Funds, and especially Hybrid Funds . Here’s why this is possibly the best time in a decade to allocate to fixed income: 1. We’re at the Peak of the Interest Rate Cycle Before the recent cut, the RBI had raised rates aggressively to combat inflation, pushing yields to decade highs. The rate cut is a clear sign that we’re entering a downward cycle . 🟡 What this means : Current yields on FDs, bonds, and debt funds are at or near peak levels— and may not last long . ⭐ 2. Hybrid Funds: The Most Attractive Fixed Income Strategy Right Now ⭐ In today...

 The Reserve Bank of India (RBI) has announced a significant monetary policy decision, reducing the repo rate by 50 basis points to 5.5% during its Monetary Policy Committee (MPC) meeting on June 6, 2025. This marks the third consecutive rate cut this year, following two earlier reductions of 25 basis points each in February and April. Key Highlights of the RBI's Decision: Aggressive Rate Cut: The 50 basis point reduction is larger than the 25 basis points widely anticipated by markets and analysts, indicating the RBI's proactive approach to stimulate economic growth amid global uncertainties. Shift in Policy Stance: Alongside the rate cut, the RBI has changed its monetary policy stance from 'accommodative' to 'neutral', suggesting a more balanced approach in future policy decisions.  Rationale Behind the Move: The decision comes in the backdrop of a promising start to the monsoon season in India and a fragile global economic environment. The RBI ai...

  India Quarterly & Annual GDP and GVA estimates In Q4 of FY 2024-25, the Real GDP or GDP at Constant Prices reached an estimated ₹51.35 lakh crore, showing a 7.4% increase from ₹47.82 lakh crore in Q4 of FY 2023-24. The Nominal GDP or GDP at Current Prices demonstrated a 10.8% growth, reaching ₹88.18 lakh crore in Q4 of FY 2024-25, compared to ₹79.61 lakh crore in Q4 of 2023-24. The overall Real GDP or GDP at Constant Prices for FY 2024-25 is projected to reach ₹187.97 lakh crore, indicating a 6.5% growth from the First Revised Estimates (FRE) of ₹176.51 lakh crore in FY 2023-24. Additionally, the Nominal GDP or GDP at Current Prices is expected to achieve ₹330.68 lakh crore in FY 2024-25, displaying a 9.8% increase from ₹301.23 lakh crore in FY 2023-24. The fourth quarter of FY 2024-25 shows Real GVA estimates of ₹45.76 lakh crore, compared to ₹42.86 lakh crore in the corresponding quarter of FY 2023-24, demonstrating a 6.8% increase. The Nominal GVA for Q4 FY 2024-25 stands ...

Imagine discovering a small “chai” stall at the corner of your street. It’s not famous, but the chai is exceptional, the owner greets every customer warmly, and you see regulars stopping by every day. It’s humble now, but you sense it could grow into a popular chain with the right support. A few years later, it’s a thriving business, and you feel proud knowing you believed in it early. Microcap investing  works the same way. These are  small companies with big dreams —steadily making their mark. Like the chai stall, they start small but have the potential to grow into something much bigger. As an investor, you’re not just backing a business; you’re becoming part of a story that could one day transform into a success everyone recognizes. Let’s delve deeper into understanding about the Microcap investing – Microcap index  investing offers a compelling opportunity for investors seeking growth potential in the stock market’s smallest publicly traded companies. Microcap stocks...