FINVESTMENTS

 India’s economy continues to display strong domestic momentum, supported by government reforms, resilient consumption, and improving high-frequency indicators. However, recent tariff pressures from the United States and a widening trade deficit highlight the importance of a future India–US trade agreement. In this blog, we break down the current economic landscape, the factors influencing India’s trade and growth dynamics, and why a bilateral trade deal with the US has become increasingly vital. 1. A New Milestone in India–US Energy Trade Indian PSU oil companies recently finalized a 1-year structured import contract for 2.2 million tonnes of LPG from the US Gulf Coast for 2026. This accounts for nearly 10% of India’s total LPG imports , marking the first structured US LPG contract for India . This move comes at a time when India is diversifying energy sources and strengthening strategic supply chains. 2. Trade Deficit: Widening, Yet Manageable India’s trade deficit wid...

 Every market cycle creates a new set of “top-performing” mutual funds. And almost every cycle, investors repeat the same mistake — they rush to invest in funds that have delivered the highest recent returns. But real wealth creation doesn't come from chasing past winners. It comes from staying invested across cycles and maintaining a disciplined, diversified approach . To understand this better, let’s look at the performance of the same four funds across two consecutive 5-year SIP cycles. 📌 Cycle 1: SIP Performance (2015–2020) SIP Amount per fund: ₹50,000 per month Total SIP over 5 years per fund: ₹30,00,000 Total portfolio SIP: ₹1,20,00,000 During this period, equity markets went through a muted patch. As a result, these funds delivered only modest returns: Fund SIP Invested SIP Ending Value Total Profit XIRR HDFC Focused Fund ₹30,00,000 ₹31,18,509 ₹1,18,509 1.52% HDFC Mid Cap Fund ₹30,00,000 ₹36,13,401 ₹6,13,401 7.36% Motilal Oswal Midcap Fund ₹30,00,000 ₹33,75,32...